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Small Business

Award your employees with healthcare they want

Your employees deserve a safety net for their health. Choose from a range of health plans that meet their needs at every stage of life. Have additional questions? Call our group plan sales/enrollment hotline at 1-800-447-8812.

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Small Group Solutions for 2025

For more than 45 years, Health Net has delivered health coverage tailored to the needs of California businesses and communities. This local insight has produced flexible and stable HMO and PPO offerings that balance quality care with affordability – for both you and your employees. Plus, as a small business, you get the freedom to choose the right plans with the best value for your team. Backed by comprehensive benefits and trusted service, Health Net helps keep your workforce healthy – and your business performing at its best.

Choose from a wide range of cost and coverage options

We strive to offer right-size plans that suit both your employees and their balance sheet. Our HMO and PPO options, each matched with a network of select local care providers, are available in many favorable price and coverage levels across the portfolio.

Mix-and-match plans and networks

Employer groups pick their favorite plan design, then pair it with any of the networks we offer in their region. The plan design stays the same. The process is quick and easy – and we’re here to help every step of the way.

Image comparing Health Net HMO and PPO plans and networks

Health Net's Enhanced Choice

Enhanced Choice offers small business groups a simplified package offering access to all plans.

  • Full Network HMO
  • WholeCare HMO
  • SmartCare HMO
  • Salud HMO y Más (Health and more)
  • Full Network PPO

Health Net’s pharmacy network

Health Net has a wide pharmacy network. It’s easy to find a quality pharmacy near where you live or work.

Network pharmacies include: 

  • Major supermarket-based pharmacies 
  • Privately-owned pharmacies 
  • Major pharmacy chains 

You can find these pharmacies throughout California and the United States. When you fill your prescriptions at a Health Net network pharmacy, you get your prescription drugs at the highest available benefit coverage under your plan.

Pick Your Plan

Select a plan with the services you need. Choose from many HMO and PPO benefit options.

Explore Plans

Health & Wellness

Make a positive difference in how your employees work and live. All our plans have wellness programs.

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Forms & Documents

Download what you need from an array of plan overviews and coverage documents.

View and Download

Preferred Drug Lists

See current lists of covered drugs selected by Health Net and a team of health care providers.

Review Drug Lists

Supplemental Benefits

Get added coverage after you enroll. Dental, vision and chiropractic services are available.

View Extra Benefits
Last Updated: 10/16/2025