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Form 1095-B

1095B tax document

Look for your Form 1095-B starting January 25, 2021!

Health Net will begin mailing Form 1095-B to members January 25, 2021.

This form is not required in order to file your federal or state 2020 tax return. It is recommended that you keep this form with your other tax information in the event the IRS or California State Franchise Tax Board requires you to provide it as proof of your health care coverage.

Your 1095-B Health Coverage Statement

Important 2020 Tax Information from Health Net of California, Inc. and Health Net Life Insurance Company (Health Net).

Health Net will mail tax Form 1095-B to everyone who had individual or group health coverage with us in 2020. This includes:

  • Individual & Family Plans, off-exchange.
  • Catastrophic plans, on-exchange.
  • Small Business Group.
  • Covered California for Small Business.
  • Large Business Group.

If you are enrolled in an individual on-exchange plan (with the exception of catastrophic plans), a Medicare plan, or a Medi-Cal plan, you will not receive a Form 1095-B from Health Net.

Health Net also sends the information gathered on the Form 1095-B to the IRS and the California State Franchise Tax Board. It is recommended that you save this form with your tax records and show it to your tax preparer, if you use one.

Want to know more? Get answers to the questions members ask us most.

What is Form 1095-B: Health Coverage?

Form 1095-B: Health Coverage is a tax form that is used to verify that you, and any covered dependents, have health insurance that qualifies as minimum essential coverage. This form shows the type of health coverage you have, any dependents covered by your insurance policy, and the dates of coverage for the tax year.

Why do I need Form 1095-B?

The Affordable Care Act's individual shared responsibility provision and the California Individual Health Care Mandate (CA Senate Bill 78) require that you have minimum essential coverage or qualify for an exemption. Form 1095-B shows when you had health coverage during the 2020 tax year.

When will I receive Form 1095-B?

Health Net will begin mailing Form 1095-B to members January 25, 2021.

What do I need to do with Form 1095-B?

Save it with your other tax-related documents so that you have it on hand when you or a tax professional prepares and files your taxes. Keep it with your other tax information in the event the IRS or California State Franchise Tax Board require you to provide it as proof of your health care coverage.

Do I need to include my Form 1095-B when I file my taxes?

No. You do not need to include Form 1095-B with your federal or state tax return. However, the IRS and the California State Franchise Tax Board recommend that you save it with your tax records in the event you are required to provide it as proof of your health care coverage. If you use a tax preparer, you can show the form to him or her, along with your other tax information.

How does the IRS know that I had minimum essential coverage in 2020?

Health Net submits the information on Form 1095-B to the IRS and the California State Franchise Tax Board to document your health coverage in 2020. We are legally required to do this for all individuals to whom we provided minimum essential coverage.

Does having Form 1095-B mean I won't have a tax penalty?

California Senate Bill 78 (CA SB 78) requires all California residents, including children, to maintain minimum essential coverage or be subject to a state tax penalty (unless they qualify for an exemption).

Where can I learn more about this law and my responsibility?

Covered California is a good resource. You may also talk with a tax advisor.

How do I get another copy of my Form 1095-B?

If you did not receive your Form 1095-B or would like to request a replacement copy, please call us at the number on your Health Net ID card.

What should I do if the information on my Form 1095-B is incorrect?

If the information on your Form 1095-B is incorrect, please give us a call. Our phone number is on your Health Net ID card.

What if I have questions about the information on my Form 1095-B?

For any questions about the information on your Form 1095-B, please give us a call. Our phone number is on your Health Net ID card.

Last Updated: 12/01/2020