Medicare Supplement Plans
A Medicare Supplement plan (also called a Medigap policy) is private health insurance designed to supplement Original Medicare coverage. Medicare Supplement insurance helps pay some of the health care costs (or "gaps") that are not covered by Original Medicare, such as copays, coinsurance, and deductibles. All Medicare Supplement plans must follow federal and state laws. The standardized policies that can be offered by Medicare Supplement insurance companies are identified by the letters A through N. Medicare Supplement plans do not replace Original Medicare; they only work to supplement Original Medicare benefits. Medicare supplement plans typically do not cover long-term care, vision, dental, hearing aids, eyeglasses, or private nursing.
Medicare Supplement plans provide coverage for:
- Medicare Part A and Part B coinsurance or copayments
- Medicare Part A1 and Part B2 deductibles
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1Medicare Part A deductible ($1,184 per benefit period in 2013 and $1,216 per benefit period in 2014) covered under Plans C, F, F+, and G
2Medicare Part B annual deductible ($147 in 2013 and 2014) covered under Plans C, F, and F+ only
Health Net is soliciting to sell health insurance. Salesperson may call. Health Net is not connected with or endorsed by the U.S. Government or the Federal Medicare program. The Health Net Medicare Supplement plan is underwritten by Health Net Life Insurance Company. Health Net Life Insurance Company holds a Certificate of Authority in California and 48 other jurisdictions throughout the United States.
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