The subscriber number can be found on your Health Net Insurance card. Please enter the complete ID, including all letters and numbers. All letters must be typed as capital letters.
Health Net Life Insurance Company offers a variety of health plans and access to quality health care for most group sizes. The depth of our products and our quality customer service are well equipped to meet your needs.
Health Net Life Insurance Company PPO plans allow members to receive most care without an authorization or referral from a physician. When medical care is needed, they simply call a Health Net PPO physician and schedule an appointment. PPO plans offer a choice of accessing services in-network and out-of-network. Physicians and facilities contracted with the Health Net PPO network are referred to as in-network or network providers. Out-of-pocket costs are likely reduced when selecting in-network providers.
PPO plan members are not required to select a Primary Care Physician (PCP), however we encourage all members to establish a relationship with a family physician who can become familiar with their medical history and help them make appropriate medical decisions.
Depending upon the PPO plan, the member may be billed for the deductible, copayment or coinsurance for covered services or required to pay estimated out-of-pocket expenses at the time of service.
When visiting a provider that is not within the Health Net PPO network, members may also be required to pay for charges that exceed eligible expenses for covered services.
Certain services, including hospital and outpatient surgery, require precertification. For more information about these specific services, call the Customer Contact Center. You should also call to confirm if precertifcation has been obtained by your doctor when required.
This Health Net PPO Enrollment Brochure can provide you with more detail about our PPO plans. To find out how to obtain Health Net coverage for you and your employees, please contact your insurance agent or broker or call us at 1-602-794-1400.
*In Arizona, Health Net Life Insurance Company underwrites benefits for indemnity plans and life insurance coverage. Health Net Life Insurance Company is a subsidiary of Health Net, Inc. Health Net is a registered service mark of Health Net, Inc.
In Arizona, benefits are insured and/or administered by Health Net of Arizona, Inc. for HMO plans and Health Net Life Insurance Company for Indemnity plans and life coverage. The Health Net of Arizona, Inc. service area includes all Arizona counties. Participating Providers are neither agents nor employees of Health Net of Arizona, but are independently contracted entities that are legally responsible for their own care, treatment, and other services provided to Health Net members.